FAQ 2016-10-29T17:36:53+00:00

About The H3 WellnessPlus Card

The H3 WellnessPlus Card is exclusively for the care of your pet.  With the credit card you can finance treatments, wellness plans and other purchases at your participating veterinary practice, making it easy to track pet care expenses.  And during an emergency you have credit established to finance unexpected expenses for the care your pet needs. The H3 WellnessPlus Card provides promotional plans* allowing for extended payment options to meet your budget and circumstances.

*H3 Wellness Plus Credit Card accounts are offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25. Minimum Interest Charge is $2 per credit plan. Standard variable APR of 26.99%, based on the Prime Rate.

Comenity Capital Bank is a leader in offering private label credit cards. The H3 WellnessPlus Card is offered by Comenity Capital Bank and has both regular revolving and promotional credit plans.

No. The H3 WellnessPlus Card is for the exclusive health care of your pet. It does not replace insurance policies.  It is designed to help you pay out-of-pocket healthcare costs that may not be covered by your insurance policy, along with supplies, medications and other services offered at your participating veterinary practice.  It is a credit card that also offers promotional plans through Comenity Capital Bank.

Not all veterinary practices offer every plan. Contact veterinarian to find out which plans they offer. Be sure to speak with the practice manager or financial coordinator.

Using The H3 WellnessPlus Card

Yes.  At your participating veterinary practice you can use your H3 WellnessPlus Card for regular vet visits, pay for wellness plans, use to set up monthly recurring costs associated with wellness plans along with items such as food, supplies, kennel services, grooming, medications and more.

H3 WellnessPlus Card offers promotional financing options, unlike your Visa or MasterCard. Example programs include shorter term financing options that range from 6 to 12 months promotional plans.

In addition there are extended payment plans ranging from 24, 36, 48 or 60-month period.  Minimum purchase amounts are required and plans may vary by veterinary practice. Not all practices offer all H3 WellnessPlus Card financing options, so check with your veterinarian. For complete details, please read the Credit Card Account Agreement within the application.

What are promotional plans?

Promotional plans are offerings in addition to the revolving credit associated with a typical credit card.  In time of need you can select different promotional plans such as extended pay or equal monthly payments over an extended period of time.  These plans may vary by participating veterinary practice and are offered through Comenity Capital Bank.

Applying for the H3 WellnessPlus Card

You can apply online or at your participating veterinary practice. The application is quick and easy, and after it’s submitted, you’ll instantly learn if you’re approved.

Approval is based on information from credit report. This includes information from the primary applicant as well as any co-applicant if applying for a joint account.